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Rating Summary
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Cons
Most Helpful Favorable Review
“Great Company. They've helped me out alot!”
sljohns8
Winston Salem, NC
When I decided to get a credit card, it was to help build my credit. I was a college student, living on my own. I had paid for everything with cash and had no credit at all. This is the ONLY bank that would allow me to get a credit card. Of coarse, my limit was a small amount, but hey, I wasn't...
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Posted on Dec 05, 2008
Most Helpful Critical Review
“If they can't manage their own finances, I don't want Bank of Am”
Moodyme
Darlington,, SC
Bank of America ( Visa Platinum) went to the government for a great big "handout" and then had the nerve to raise my rate significantly. My account was never deliquent. I lost my income but; I was still paying on time. The Big Guy gets an undeserved break and then shafts its customers. Al...
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Posted on Feb 12, 2009
Bank of America - Visa Card Reviews
Displaying all 6 reviews
Bank of America Visa Credit Card is widely accepted. Easy to use, but late fees and etc. can kill you if you are not careful.
I have been a loyal BOA visa customer for many many years, this card suits my needs. If you crave individual attention and expect deferential treatment when you have a problem, BOA visa is probably not for you. As long as you always double check your statement, pay on time, and pay off the balance each month, you will avoid the exorbinate late fees and interest rates that are certainly not unique to this particular Visa card.
As soon as it's paid off it's gone. BOA is getting harder and harder to deal with by the day. The first time I was a day late with a payment (beacuse I was in the hospital having my daughter) they refused to waive it. They also keep raising the interest rate even when your not late. I hate credit card companies, and think if congress wants to achieve some real results with thier bail outs they should focus more attention on regulating the credit card industry!
My experience with Bankof america, I have been acustomer for thirty years, Iwas using the card for bankinf investment properties, I was charged 3% every time I used the card, sometime I would use it twice a month, sometime totaling 1,500 for that one month I think if you are a value customer , the fees should be lower.
Reviews of Bank of America - Visa Card
