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Rating Summary
Duv12
Harrison, OH
“Any Credit Card in General”
- Every day computer user
- Pros
- There is no positive attributes
- Cons
- Everything is a negative
Citi - Diamond Preferred Rewards Card —
Ok here's my speel. Why are we spending so much money using credit cards just to get back a SMALL reward? The reward thing is just the credit cards way of sucking us in to getting a card in the first place. "Oh looky here, we will give you $50 back if you just spend $2000." Come on what kind of deal is that? Does this make sense to you? Doesn't make sense to me. And have you really sat down and figured out what your really paying for an item you buy? You may think you got it on sale but if you put it on a credit card you end up paying more then regular price for it. Intrest. What if you paid cash for that item? Then it would be a good deal and it would be sale price. Our grandparents and our great grandparents and so on and so on thought credit was a sin. If you couldn't buy it with cash you didn't need it. And if you wanted something you saved for it. I don't know about your grandparents but mine had a nice home, two new cars and no debt. Me, I live a trailer and struggle day to day and live pay check to pay check, but thats changing for me with my new way of thinking. With credit card companies pushing credit in our faces 24/7 you can see how our economy got where it is. It isn't all the governments fault. We live like we live because of the choices we have made. When you walk into a store and a store employee ask you if you need help, most of you say "I'm just looking." Why can't we do that with banks and creditors. They are a business. Actually the top business in the country. But do we say "Just looking" to them? No, we go begging them for thier services "Oh please please give me some money, please help me get further in debt." Your in debt because you would rather run the plastic through the machine instead of pay cash. The amount you spend at a store doubles when you decide to use plastic. If you paid with cash you would only spend what you had in your hand to spend. Think about it people, get rid of your cards and ignore all the other offfers of them. Get yourself out of debt instead of in it.
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