If you were anything like me when you were looking into what bike to purchase, you're probably geeking out. I about had a coronary.
For me, it was between the Proform XP 400 R and this one. I test-"rode" them both at the store. The Schwinn has really good pedal placement and the seat adjusts VERY well for different heights. I am 5'1" and my guy friend who also tried it is 5'11."
The resistance is smooth and silent, and the bike feels VERy stable. The seat is not as wide as the Proform, but it is somehow much more comfy and has a nice little lumbar support doo-hickey. The display is awesome, and the largest i've seen in bikes that fell within the $400 price range. I've been using this bike for 3 weeks and have lost inches and firmed up like crazy.
Go for this one. It will make you happy and firm. :)
Schwinn 202 Recumbent Exercise Bike is recommended by MistressPoppy
Quality and performance at a great value. The Schwinn® 202 recumbent bike is backed by over 100 years of cycling heritage, quality and performance and is exclusive to Sears. The Schwinn® 202 recumbent bike comes with a heavy 9kg flywheel, normally found on higher end bikes, which gives a feel more like an outdoor cycle. Another comfort consideration is the convenient side location of the grip heart rate rather than near the console. This allows you to maintain better positioning while using.