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I, too have been changing over balances from various cards, and Sears was the first to go with actually paying it off!
I have not kept a balance on Sears Card for over a year and I will never keep a balance--no matter how "good" their major appliances may be.
Check out the Lowe's Card for major appliance purchases, they usually have 0% for a year and then you pay it off. I make payments monthly and it's paid off before the one year due date.
There is NOTHING WORTH PURCHASING USING SEARS CARD and keeping a balance with in-humane interest rates!
This will just reduce what money you have and you'll end up paying 3 to 4 times the original amount of the purchase.
Sears WILL lose from these tactics, because we, ultimately, are the boss!
How about more people realizing the rip off Sears is and be the boss over their tactics? Just do it--it feels so relieving and empowering!
Last edited on Dec 24, 2008