USAA Banking and Insurance

USAA Banking and Insurance Reviews


4.64 of 5 view all 14 reviews
Rating Summary | 93% of reviewers recommend (13 out of 14)

“Good 4 Military, warning they base quote off credit score”

I AM
in debt, paying cash, on a budget
Pros
excellent customer service, easy, never give me a hard time, caring people
Cons
Base quote on credit only

USAA Banking and Insurance — 

I have looked into USAA more than once. They're friendly, knowledgeable, etc; only one problem...They can't beat the company I've been with for 4+ years, just because of our credit score. We continue to pay things off, but haven't "rebuilt" our credit. We pay cash for everything! So no credit/bad credit equals higher rate and less money for them. Sorry

USAA Banking and Insurance

is recommended by bec3boys
Posted on Dec 10, 2008
Comments about bec3boys’s Review

Displaying all 2 comments

princess138 wrote on Feb 3, 2009 at 2:33AM

 

The statement about quoting based on only a credit score is absolutely incorrect. First USAA uses an Insurance Score as one of many rating factors. Insurance Score and Credit Score are NOT the same thing. You must also keep in mind you have a 4+ year relationship with your current provider and none with USAA. Tenure is a factor along with depth of relationship. Relationship is important. If you were new to your current carrier your cost would also be higher. ALL insurance comanies use insuance scores because the is a predictor of the possibel risk associated with a driver.

LisaCarey wrote on Dec 10, 2008 at 1:45PM

 

didn't know this.

 "Like having a family member in the business"
More USAA Banking and Insurance reviews
Next
"USAA is just the best service ever!"
Check price and availability at Sears