I, too have been changing over balances from various cards, and Sears was the first to go with actually paying it off!
I have not kept a balance on Sears Card for over a year and I will never keep a balance--no matter how "good" their major appliances may be.
Check out the Lowe's Card for major appliance purchases, they usually have 0% for a year and then you pay it off. I make payments monthly and it's paid off before the one year due date.
There is NOTHING WORTH PURCHASING USING SEARS CARD and keeping a balance with in-humane interest rates!
This will just reduce what money you have and you'll...
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