I was with Farmers Insurance Group for over 35 years. Only 5 tickets over those years. I had one accident and my insurance went from 175 a month to 350 a month. I was told it was because of where I moved to. I called AAA auto insurance..my rates were dropped to 98 a month for full coverage. I added another car to the policy and I pay only 187 a month. I even had a claim and the price didnt go up at all