Credit card use; Macy's, Sears, or VISA
I ask myself, are charge cards a trap or a necessary convenience? Therefore, I try to abstain from constant use of my credit cards with the intent of paying them off early and working towards becoming debt free. As Murphy's Law goes, "Everything that can go wrong, will"! This is the case with my credit card use. I intend to pay the card off early so that the money used for credit card payments can then become money for savings, for home improvements, vacations and my college kids. It seems that an emergency always comes up and there I go again,...
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