i have had discover for a while now but not exactlly me my wifes' account and i was a rider on her account.... ha ha! i paid all the bills and she get the credit lines' beat the chit out of me besides ..you all give woman more credit balance then man and than you give us the bills... credit cards are only as good as the person's using them... the terms and agreements need a lot to be desires. especially if you have a situations' in your life and things don't go as planned....my wife died but i had to clear up the account before she could be removed and than i had to start over with another account... but...read full review »