Sears Cards

That's great! Do you use it mostly for big purchases (ie appliances) or for just about everything you need at Sears? 

Mine got taken away...

"Bring home a PAYCHECK! Not just tools."

:)

I was denied for a sears card :(

Worked there for 2 years

I've been a member for about a month. The wife limits my usage though . . .

didnt know theyd give a minor a credit card

Oh! We had an Associate that moved too much over 5 years.

From the parents, to his own apartment, to living with a girlfriend.

Sorry...

Credit denied.

My gf pplied & got nw ccrd  to her surprise later in the statement appears a $59 annual fee ?? nobody told her once she was shopping but they did repeat a lot about the 10% discount first pruchase.  

My gf just got her cc to her surprise first statement  is a $59 annual fee ?? She remembers only been told about the great 10 % discount first purchase

Classic-Elements93 said…
How long ahev you ahd a sears card?  I have been a cardholder since I was 17!!

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But if you are 18 now, that is only 1 year. :-)

Hi NewCustomer-There often is an annual fee on most credit cards.  It is pretty normal, and probably was in the paperwork she filled out.  If she calls,  she may be able to cancel it, and not have to pay that charge.

NEWCUSTOMER said…

My gf just got her cc to her surprise first statement  is a $59 annual fee ?? She remembers only been told about the great 10 % discount first purchase

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Are you sure she doesn't have a HSBC Sears Card?  The annual fee is highly possible.

Im good on cred!

Michelina,

Did Citi clear their actions of implementing $45 - $75 annual fees onto all Sears Charge Card Accounts, or is everyone at corporate as surprised as we all are? I imagine you can't confirm publicly the behind the scenes action of locating a replacment affinity card service provider, but we all hope to God that what Hoffman Estates is doing.... and fast!

Please flush these bafoons like yesterdays garbage!!!!

yea i dont think michelina posts here anymore atleast not under that name...

I-hate-Citibank,

Please do reach out to Citi with your concerns regarding the annual fee. The number is 1-800-669-8488. They will be able to assist you with any issues regarding your individual account.

CreditExpert

Credit Expert,

I took your advice and called the 1-800 number you listed above to request Citi to restore my account terms to their present reasonable rate in lieu of their letter of intent on Jan. 1st to gouge me. Their answer was "Fall in line... " Suck up the new terms, or "Opt out" now and close the account that I've held for 21 years... That simple.

At least I was able to confirm that I wasn't singled out for a lapse in credit behavior. The CSR at Citi shared with me that Sears customers are calling in "by the hundreds", and closing their accounts when they learn from Citi that there are no options or choices to prevent the annual fee.

This lends the obvious question of why aren't there dozens of angry Sears cardholders on this Discussion blog up in arms about this subject, instead of the handful you see posted here? The biggest reason is that most Sears cardholders won't find out about the $40-$50 annual fee until it officially takes effect on January 1, 2010. You see, these new terms were disclosed last week in a "junk mail" style mailing, which the majority of recipients most likely discarded in the trash without paying attention to the new fine print that Citi used to justify their upcoming position, "Hey, we told them!".

So my point here is while your customer service phones may not be ringing off the hook at this moment about the subject, there's a storm front coming!

I-Hate-Citibank said…

Credit Expert,

I took your advice and called the 1-800 number you listed above to request Citi to restore my account terms to their present reasonable rate in lieu of their letter of intent on Jan. 1st to gouge me. Their answer was "Fall in line... " Suck up the new terms, or "Opt out" now and close the account that I've held for 21 years... That simple.

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wow i can think of only one response to that kind of attitude but i cant say it here

Sure you can...

but i get yelled at every time i do

Bad news, folks! All of your Sears Mastercards are going away in three months, unless you're willing to pay up to $50 every year in annual fees to keep them.

Don't take my word on this, either check your mailbox or call Citibank. They mailed everyone official notices two weeks ago, but the envelope looks like "junk mail", and may have been thrown away. To be clear, this is not Sears fault. They're being hosed by the fine print of their contact and have no control over these renegades.

Just an update on the annual fee situation, folks. I just got off the phone with Citibank senior card supervisor Camile (ID JVI). She confirmed that the assessment of the $45 annual fee on my account isn't unique to me, or the result of anything thats come up in my credit history profile. She stated that the assesment of annual fees for Sears cardholders is across the board, and will take affect on January 1, 2010, unless Sears Corporate recinds the affinity card relationship and switches to another servicer, such as Chase or Bank of America.

I specifically requested that the annual fee be waived for may account due to my perfect credit history, and long-term account holder standing with Sears, and she said "No".

Confirmation of the annual fee policy for Citibank may be confirmed with PR manager Mr. Samuel Wong at 212-559-0499.