November 14th is the last day you can load your Christmas Club Card and still get the 3% bonus. The bonus will be calculated based on the card balance at 11:59pm 11/14. So, you can use your card on 11/15 at the friends and family event and still get your full bonus!! For all the details, read my new blog post: http://blogs.mysears.com/2009/11/things-you-should-know-about-christmas-club.html
How much have you loaded so far? What are you going to do with your bonus?