posted on
January 13, 2010 at 08:32PM
The item that you wish to place on lay-a-way has to be in stock in the store, no HFM orders (from warehouse to store). But you do have the option to place a sears.com order and do the lay-a-way process there rather than in the store.
There is a $5.00 lay-a-way fee, and then you need to put 20% of the total down. You have 8 weeks to pay it off (payment must be in the form of cash. check, or sears gift card.),in bi-weekly payments.
Also, if you cancel your lay-a-way there is a $10.00 cancelation fee.
Hope that helps!