http://www.mysears.com/aboutme/Duv12 Tue, 17 Feb 2009 17:40:41 GMT Reviews by Duv12 http://www.mysears.com/Citi-Diamond-Preferred-Rewards-Card-review-f4934 Ok here's my speel.   Why are we spending so much money using credit cards just to get back a SMALL reward?  The reward thing is just the credit cards way of sucking us in to getting a card in the first place.   "Oh looky here, we will give you $50 back if you just spend $2000."  Come on what kind of deal is that?  Does this make sense to you?  Doesn't make sense to me.  And have you really sat down and figured out what your really paying for an item you buy?  You may think you got it on sale but if you put it on a credit card you end up paying more then regular price for it.  Intrest.  What if you paid cash for that item?  Then it would be a good deal and it would be sale price.  Our grandparents and our great grandparents and so on and so on thought credit was a sin.  If you couldn't buy it with cash you didn't need it.  And if you wanted something you saved for it.  I don't know about your grandparents but mine had a nice home, two new cars and no debt.  Me, I live...... Tue, 17 Feb 2009 17:40:41 GMT http://www.mysears.com/Citi-Diamond-Preferred-Rewards-Card-review-f4934 Duv12 1