http://www.mysears.com/aboutme/kmartrocks Thu, 04 Dec 2008 02:34:19 GMT Reviews by kmartrocks http://www.mysears.com/Citi-Diamond-Preferred-Rewards-Card-review-77d51 I thought as long as I always paid on time my Citi card rate would stay the same since it wasn't an introductory rate.  I was WRONG.  They raised my rate from 4.99% to 14.99%.  I had the choice to "opt out" of the rate increase, but now my card will be cancelled on the expiration date and I will have to pay the balance in full. ... Thu, 04 Dec 2008 02:34:19 GMT http://www.mysears.com/Citi-Diamond-Preferred-Rewards-Card-review-77d51 kmartrocks 1